UK Insurance Unoccupied Cover
Commercial property cover available.
Interest free installments.
Cover during probate.
Theft - malicious damage cover can be included.
Excellent unoccupied premiums.
UKinsuranceNET have significant experience in dealing with insurance requirements if your property is unoccupied. They can cover all of the following situations.
Property awaiting let.
Houses undergoing renovation.
Buildings temporarily unoccupied.
Homes subject to probate.
Property subject to power of attorney.
Unoccupied home insurance.
Unoccupied property subject to probate
The most common reason for a property to be unoccupied is after the death of the occupant, generally whilst the property is subject to probate. UKinsuranceNET have a great deal of experience in dealing with this issue and although they generally deal with solicitors are happy to guide relatives through the process.
Unoccupied house insurance whilst undergoing renovation
This is the second most common unoccupied insurance that theydeal with. The major things that UKinsuranceNET take into consideration when looking at this particular area is what work is being carried out.
Who is carrying out the building works.
If you are not using a building contractor to carry out the works you may find some insurers restrict cover to what is known as FLEE (Fire, Lightning, Earthquake, Escape of water) In addition they may apply rigid inspection requirements. To ensure that you get the right policy UKinsuranceNET suggest that you take advice.
Unoccupied property awaiting let
Often not covered by landlords insurance are the circumstance when a landlord finds a property unoccupied for more than a few weeks. Cover can be reduced to very basic levels or even cease entirely. if you expect a rented property to remain unoccupied for more than 30 days you must inform the insurance company to ensure that adequate cover is maintained.